Are you stressing out over not having money to make ends meet? Try these 3 simple cost cutting tips that have helped us!
First of all grab your checkbook or bank statements and sit down and figure out where you are spending most of your money. Is it on clothing, dining out, entertainment, ect…? Becoming aware of what you spend too much of your money on is the key to saving and fixing the problem.
One way we have cut down on spending is we have stopped eating out at expensive restaurants. In the past my husband and I would spend $50 a meal eating out. We sometimes ate out 2 or 3 times a week. Now we only eat out a few times a month at places under $30 for our entire family. We choose places like Subway, Chinese buffets, diners, and pizza shops. If we do happen to find ourselves eating at an expensive restaurant, we try to order water and get a cheaper meal. Just doing this simple thing has saved us over $200 a month.
Another way we have cut down on our spending is I have stopped shopping at the mall. If I want that designer pair of jeans, I go to the mall, try them on to make sure I know the exact size and style I want and then I go home. I then go online and search for store coupons, coupon codes, competitor’s prices, and EBay to find the best deal. I do most of my clothes shopping at stores like T.J. Maxx, Marshall’s, and Ross. I am a true Maxxanista! I also shop at Consignment stores and Thrift shops. I have found them to be great way to save money on clothes especially children’s clothing.
Another way I lowered our monthly spending was by calling all of our utility companies and asking for a better rate. I called our cable company, insurance companies, garbage, and telephone companies (home and cell) and yes we still have a landline. I was in shock by how much I brought our monthly bills down by just asking. I barely changed anything and I even ended up with a better cable package for less than we were paying. Can you say RIDICULOUS? I was almost angry when I got off the phone and sat and thought about it. The thought that they have been charging me so much for so long and I could have had a better deal for less was just aggravating.
What are some of the ways that you have cut your monthly spending? I’d love to hear them.